Want home loan From bank maximum amount

I want to buy a ready to move flat in Ranchi having cost 65 lacs. I don't have so much money that I can pay 20% of property value and then registration and service tax , TDS which all coming around 20 lacs, so can I make agreement of 75 lacs and sale deed 49 lacs to save tax money ? If yes then how bank will give me loan of 60 lacs whose value in registry paper will be 49 lacs.property market rate is around 70 lacs , plz guide me or any other option to take high home loan and save tax also
Asked 6 months ago in Property Tax from Ranchi, Jharkhand

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