Dear Sir,
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If you are paying rent for accommodation to a landlord which can mean your parents also, then you are eligible to claim tax exemption for the rent paid.
This tax-exemption can be claimed at the time of filing your tax return as well if not claimed via your employer. If you have provided proof to your employer such as rent receipts, rent agreement etc. then the amount of tax-exemption that you are eligible for will be reflected in the Form -16 i.e. a TDS certificate received form your employer
If you have forgotten to submit the documents such as rent agreement or rent receipts to your employer, then worry not, as you can still claim the tax-exemption benefit available on HRA while filing your income tax return (ITR).
However, remember in such a case you will be required to manually calculate the amount of HRA received by you which is exempted from tax.
The same will be applicable to mediclaims as well.
We may assist you in entire procedure.We may assist you in ITR filing.
It is advisable to take a phone consultation for detailed discussion.