HRA eligibility

Yes, Considering the valid reason, you can claim the HRA. Further, considering the facts income tax department may scrutinized this in details and thus please maintain robust documents such as rent agreement, rent receipts, proof of payment of rent (bank account statement), any intimation letter to society etc. 

- HRA exemption is not available if an employee resides in his own house or if he does not incur any expenditure on rent. As you are living in bangalore which is a metro city where travelling consumes more time and energy compared to Tier-II or III cities seems to be a valid reason to claim HRA exemption even though you are having two self occupied houses in the same city.

- If the rent of the property is more than Rs. 50,000 per month, deduct TDS @5%.

- Before filing of ITR, reconcile the figure of rent paid with the rent amount appearing in landlord AIS.

- Retain all documents related to the rent payments.

For detailed discussion, you may opt for phone consultation.

Yes even if you have a house, you can claim HRA if you are staying in rented house. 

Yes you can claim HRA if you are actually living in a rented house and earnings rent income from your own house.

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