How to maximise income tax deduction on home loan interest?

My name is Sandeep Mallya. I live in Bangalore. I have purchased an under-construction apartment in Bangalore. I have taken a home loan, which was sanctioned in oct 2012. First disbursement happened in Jan 2013. There has been delay from the side of the builder in handing over the possession of the apartment. I will be getting possession in July 2016 or later. In 2015, I purchased a plot in Mysore. I have taken a separate loan for purchase of the plot. This loan was sanctioned and disbursed in July 2015. Q1) Since completion of the apartment is not within 3 years from the end of the financial year in which the loan was taken, income tax deduction that can be claimed is only for Rs.30,000/- if the house is self-occupied. Yes or No? Q2) If the house is not self-occupied, then even if completion is not within 3 years, can income tax deduction be claimed on full interest paid during the year? Q3) However, since I live in Bangalore, I cannot claim that the apartment is not self-occupied. Yes or No? Q4) If I build a house on the plot in mysore, then the loan that I have taken for the purchase of the plot will be considered as home loan. Then can the house in Mysore be declared as self-occupied and the apartment in bangalore as rented out, even though I stay in Bangalore? Q5) If the answer to Q4 is No, then if I take a fresh home loan for my apartment and close the loan availed in FY13, then can I claim income tax deduction of Rs.2 lakhs allowed for self-occupied pproperty. Of course I will lose income tax deduction on the interest paid till now.